Forget bitcoin! Here’s how I’d invest £20k for rapid wealth creation in 2020

first_img “This Stock Could Be Like Buying Amazon in 1997” Vishesh Raisinghani | Wednesday, 8th January, 2020 | More on: ABDP DOTD I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’ve been following Bitcoin’s hyper-cyclical movements ever since 2012. It’s been a wild ride and I’ve made some money along the way, but also lost a hefty amount. Over time, I’ve come to realise that focusing on robust technology companies with a proven track record is clearly a better way to accumulate wealth. Once a technology company finds product-market fit, all it needs is good management and a long-term marketing strategy to create tremendous wealth for shareholders. Niche software companies that are creating solutions in an emerging industry are particularly attractive, simply because they have more room to grow. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…With that in mind, here are two niche software companies I’ve recently added to my hyper-growth watch list.Self-driving carsThe rise of self-driving vehicles now seems inevitable. Although the technology is nowhere near ready yet, I expect technology companies to keep making incremental progress until most cars have at least some self-driving features, if not full autonomy, within the next decade.AB Dynamics (LSE: ABDP), which is based in Bradford on Avon, plays a key role in this incremental progress by providing automotive test systems for manufacturers. That means AB’s tools and software are useful today and are likely to be in high demand for the foreseeable future. Fortunately, these services are also lucrative. AB generated £13.5m in adjusted operating income on £58.0m in revenue last year, indicating a profit margin of 23.3%. Sales and profits have both expanded by roughly 38% annually over the past five years. Now, the company’s shares trade at a forward-looking price-to-earnings (P/E) ratio of 30.7, which means the P/E-to-growth (PEG) ratio is less than 1. In other words, this is a growth stock with immense potential that is fairly valued at the moment.  Marketing artificial intelligenceDotDigital Group (LSE: DOTD) is another high-growth, fairly valued tech stock that I believe is underestimated by the investment community. The company provides enterprise software that helps corporations market their products and services online. Their flagship product, Engagement Cloud, helps clients automate their online campaigns and manage online communities with a data-driven framework. The platform has been popular enough to attract 70,000 corporate users from over 156 countries. Altogether, the group has thousands of customers including several megabrands such as BP, ODEON, and Santander. Unsurprisingly, many of these corporations are repeat customers and long-term subscribers to the platform. In 2019, 86% of DotDigital’s revenue was reported as recurring.  Earnings per share expanded by 33% over the past year and management expects revenue to expand another 15% this year. That’s decent growth for a company currently valued at 24.5 times forward earnings. Bottom linePlenty of investors have made a killing by betting on Bitcoin over the years. However, the cryptocurrency is simply too volatile for my taste now. Instead, I prefer to focus on companies developing proven technologies that are clearly in demand. Over the long term, I expect these niche software providers to deliver substantial growth for my portfolio.  Image source: Getty Images. Enter Your Email Address Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img VisheshR has no position in any of the shares mentioned. The Motley Fool UK has recommended AB Dynamics and dotDigital Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Forget bitcoin! Here’s how I’d invest £20k for rapid wealth creation in 2020 See all posts by Vishesh Raisinghanilast_img read more

Three new books from top children’s nutritionist

first_img Previous articleBlood, sweat, tears and actorsNext articleNew season evening menu admin Email Linkedin Twitter WhatsApp Advertisementcenter_img NewsThree new books from top children’s nutritionistBy admin – May 7, 2009 719 With over three million copies of Annabel Karmel’s books in print, it is no wonder why parents all over the world rely on her expertise and time-tested recipes for babies and children of all ages.Fresh off the printing press, Dorling Kindersley have published three new titles into the Annabel Karmel canon that are sure to persuade even the pickiest eaters to try something new, healthy and delicious.Sign up for the weekly Limerick Post newsletter Sign Up The first of the three titles is “First Meals & More: Your Questions Answered”. Can breastfeeding prevent allergies? How do I get my fussy toddler to eat vegetables? What can I make for the whole family to eat together? These questions (and nearly 300 more!) are directly and thoughtfully addressed by Annabel Karmel’s extensive knowledge and practical approach to children’s nutrition. This Q&A book is packed with expert advice and tips to help guide parents through every aspect of feeding their baby and toddler, from birth to age three.Annabel provides all the essential information needed to establish good eating habits by including the latest scientific research on allergies, information on when to wean, and suggestions on introducing new foods.First Meals & More is packed with 50 delicious, baby-friendly, trouble-shooting recipes to help parents combat a myriad of feeding challenges.Cook It Together is the third in a successful series of cooking books for children by Annabel. Focusing on ten top ingredients; tomatoes, sweet corn, potatoes, rice, bananas, strawberries, apples, honey, chocolate and yogurt, children can learn fascinating facts to help encourage them to think about what they are eating and where each ingredient originates from.Whether it’s grown in fields or made in hives Annabel includes the facts about each ingredient, there is even a section on flavours where children can learn all about different herbs and spices. All recipes are illustrated with step-by-step photography and simple guidelines so children can see exactly what goes into each dish. Annabel also provides two or three recipes for each ingredient which includes plenty of measuring and mixing to help children understand what goes into each dish. There are also clearly marked steps for when an adult is needed to help out.Cook It Together has a balance of sweet and savoury recipes so that children can learn how to make a selection of healthy balanced dishes, from tomato bruschetta and paella to strawberry cheesecake and fruit brulee. This book will show children that healthy eating can be fun and educational, there are also tips from Annabel on each page to guarantee the best results.From juicy red apples to bright green broccoli trees, the bestselling author has put together a colourful range of healthy, delicious fruit and vegetables, in her new book I Can Eat A Rainbow.I Can Eat A Rainbow helps young children identify different foods in a fun and exciting way. With simple, read aloud text and suggestions on how to eat five a day, this book will help preschoolers learn about the importance of eating colourful, healthy food.Cute fruit and vegetable characters feature throughout on each tabbed, colour themed spread to encourage young children to identify different foods. Big, bold photography and descriptive labels also help them to understand the importance of each different coloured fruit and vegetables.When your child has finished reading there are also several activities listed in the front section for parents to try out such as showing them how to squeeze oranges, grow their own vegetables, and make fruit lollies and smoothies, along with notes on how to make the most of the book when reading it to your toddler. Print Facebooklast_img read more

On the Blogs: Utility Industry Acknowledgement of the Rise of Renewables

first_img FacebookTwitterLinkedInEmailPrint分享Julie Pyper for Greentech Media:A growing number of electric industry leaders agree that it’s only a matter of time before renewable energy resources dominate their grid systems.In California, it’s already a reality, said Steve Berberich, president and CEO of California Independent System Operator Corporation. On a typical day, CAISO will pull about 30,000 megawatts of energy production, with around 6,500 megawatts from solar, 5,000 megawatts from wind and another 5,000 from geothermal and other services on the system. In addition, California’s grid system has roughly 4,000 megawatts of behind-the-meter solar, which is growing at a rate of about 70 megawatts per month.On any given day, California gets more than 30 percent of its electricity from renewable energy. On many days that amount climbs to 40 percent, and on some days renewables reach 50 percent, said Berberich.California has a state mandate to reach a 50-percent-renewable energy mix by 2030. Other states have similar goals: New York plans to get 50 percent of its electricity from renewables by 2030, Vermont plans to be 90 percent renewable by 2050, and Hawaii plans to be 100 percent renewable by 2045. Other state-level mandates will also drive renewable energy deployment. The Clean Power Plan, if upheld by the courts, stands to expand the market even further.In a recent KPMG survey of 150 senior energy industry executives, 67 percent of respondents cited the growth of renewable technologies as the most disruptive trend shaping the sector. More than 60 percent of respondents said they believe the U.S. will get half of its power from renewable energy by 2045 or sooner.The industry shift to a renewable-energy-driven system was reflected at the recent Edison Electric Institute (EEI) convention. SunPower was a top sponsor, several panels were held on renewables and complementary grid-edge resources, and posters showcasing industry statistics on solar and other services were set up throughout the venue.On Tuesday, EEI’s Institute for Electric Innovation released a book detailing some of the ways in which the electric industry is changing in the real world. Jonathan Weisgall, vice president of government relations at Berkshire Hathaway Energy, wrote a chapter on how one of his companies, NV Energy, accommodated a large customer’s demand to go 100 percent renewable. The data storage company Switch had filed an application with the Public Utilities Commission of Nevada to leave NV Energy’s service and obtain renewable energy from a third party. The utility jumped into action and found a way to meet Switch’s needs by tweaking Nevada’s regulatory framework.As customer preferences shift and renewable energy becomes more accessible, utilities will have to adapt — as recent events clearly show.After months of discussions, MGM Resorts International, one of NV Energy’s largest customers, agreed to pay an $87 million exit fee to leave NV Energy’s service and buy its own electricity on the wholesale market. Reducing the gaming company’s environmental footprint “by decreasing the use of energy and aggressively pursuing renewable energy sources” was cited as a primary objective. The MGM case is proof that utilities need to up their game on renewables, because it’s what many customers want.“Our monopoly days are coming to an end,” said Weisgall. “We are in a competitive market, and we have to recognize that as a utility.”Utilities are undertaking major adjustments at the distribution level too. Pedro Pizarro, president of Southern California Edison and soon-to-be CEO, explained that SCE currently interconnects more than 5,000 rooftop solar customers per month. Using the traditional utility mindset and processes, hooking up the systems was taking SCE more than a month.“Looking through the eyes of the customer, we realized that a month-plus was unacceptable,” he said. “So we went back and looked at our processes, and now we’re able to [interconnect] in a day and a half.”Distributed renewables are also having an impact at the ISO level where they potentially help with system balancing, energy ramping and other services.“You have to rethink the entire environment, and that’s what we’re doing,” Berberich said.While it’s already underway, this transition to a renewable energy dominant grid isn’t smooth or uniform.For Berberich, balancing variable loads and ramping up generation to meet peak demand represent challenges. But what he really loses sleep over is surplus power. He said he isn’t worried about being able to keep the lights on for customers; he’s worried about the 13,000 megawatts of excess power that CAISO has to curtail at various times.“Curtailing is throwing away zero-carbon, zero-marginal-cost power, and that becomes both an economic and political problem,” he said. Political pressures could “turn this a little bit,” he added, alluding to a possible shift in public opinion on renewables.Currently, one of the most politically fraught issues in the energy sector is how to value distributed solar. Susan Tierney, an energy policy expert at Analysis Group, said she sees net energy metering for rooftop PV as one of the greatest challenges facing the electricity industry.“Across the states, we started with policies designed to condition the markets and help get things going. Net metering is the poster child of that,” she said. “I think that’s a challenge, because there is now a presumption that this is the way we should continue to go in a lot of places. My personal view is we need to evolve from there, we need to get more surgical in terms of pricing, to target the value of renewables that address [the] imbalance problem and moving demand around as much as possible. So pricing and markets really have to fit, and policy has to evolve.”As more distributed energy resources come on-line, there needs to be greater investment in grid infrastructure to accommodate them.“That isn’t the intuitive response,” said Tierney. “People say we will avoid grid investment [with distributed energy resources], but the two have to go hand in hand.”Reaching agreement among diverse players on these issues is complicated, but not impossible. In New York, for instance, a group of utilities and solar companies were able to jointly file a proposal on how to value distributed energy resources as part of the Reforming the Energy Vision initiative.“I think it’s something of a breakthrough to be able to find that common ground… and it will allow us to find more common ground on these contentious issues in the future,” said John McAvoy, chairman and CEO of Consolidated Edison.Full article: Electric Utilities Prepare for a Grid Dominated by Renewable Energy On the Blogs: Utility Industry Acknowledgement of the Rise of Renewableslast_img read more