A rising State Pension age may mean you work past 65. I’d buy FTSE 100 shares to retire early

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Addresscenter_img Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Peter Stephens In the past the retirement age was 65 (and 60 for women), but it is set to rise to 67 over the next decade. As such, an early retirement may feel like an increasingly distant dream for many workers.However, by investing in the FTSE 100, it is possible to build a large nest egg from which to enjoy a growing passive income in older age. The index appears to offer good value for money at the present time, and could deliver high returns that boost your financial prospects.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…With tax-efficient accounts such as a Stocks and Shares ISA being cost-effective and simple to set up, now could be the right time to start planning for your early retirement.Past performanceThe FTSE 100’s price level may only be around 5% higher than it was 20 years ago, but its performance since inception in 1984 has been strong. It has delivered a total return of around 9% per annum over the 36-year period. When compounded, this can lead to significant returns that turn even modest sums of capital into a surprisingly large nest egg.For example, someone aged 40 who invests £200 per month in the FTSE 100 could have a nest egg of over £200,000 by the time they reach 65 years old. From this, an income of over £8,500 could be generated from the FTSE 100 since it has a dividend yield of 4.3% at the present time.Clearly, investing a larger amount or holding shares over a longer time period could lead to a larger nest egg. Therefore, it may be a good idea to start planning for retirement as soon as possible to allow the FTSE 100’s returns to compound.Investing todayAs mentioned, the FTSE 100 seems to offer a number of sound investment opportunities at the present time. Despite a strong performance in 2019, many of the index’s members trade on lower valuations than their historic averages. This may mean that they offer discounts to their intrinsic values – especially since the prospects for the UK and global economies are relatively sound. This could equate to higher returns in the coming years than have been recorded in the recent past.Investing in the FTSE 100 is relatively simple and cost-effective. Accounts such as a Stocks and Shares ISA can help to reduce your tax bill in the long run, and yet the cost of managing them is minimal. This means they are highly accessible to a wide range of investors. And regular investing features allow smaller investors to start building a retirement portfolio without commission charges severely reducing their overall returns.Therefore, with the State Pension age set to rise in the coming years, now could be the right time to start building a nest egg. The FTSE 100 appears to offer a sound means of doing so, with a number of its members offering impressive long-term growth outlooks. A rising State Pension age may mean you work past 65. I’d buy FTSE 100 shares to retire early Peter Stephens | Sunday, 5th January, 2020 | More on: ^FTSE I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

Honduras bank to expand ‘green’ loans

first_img 79 Views   no discussions Share Sharing is caring! LifestyleMoney Honduras bank to expand ‘green’ loans by: – July 29, 2011 Tweetcenter_img Logo of the Inter-American Bank. Photo credit: smartcampaign.orgWASHINGTON, USA — The Inter-American Development Bank (IDB) has announced the approval of a $30 million green line facility for Banco Atlántida of Honduras to support its loans to environmentally sustainable projects. The medium-term financing facility consists of a $20 million senior A loan from the IDB and a senior B loan to be syndicated by the IDB, targeted at $10 million.Banco Atlántida is in the process of developing a “green” portfolio of loans directed at small and medium-size corporate borrowers that will cover a number of eligible sectors, including renewable energies, energy efficiency and biofuels, among others.“The IDB looks forward to enhancing its support to Honduras through this new green line as we advance in our efforts to serve key economic sectors for our development strategy,” said Daniela Carrera-Marquis, chief of the IDB’s Financial Markets Division. “In addition to generating important environmental benefits, this investment will increase the availability of much needed medium- and long-term funding for local small and mid-size corporates, key drivers of employment generation in Honduras.”The growth of a long-term sustainable lending portfolio in Banco Atlántida will contribute to the marketability of a business line that can scale up sustainable investments while demonstrating its environmental and commercial attractiveness. “Financial institutions can be important agents of positive change due to their ability to identify and leverage new sustainable initiatives,” said IDB project team leader Gema Pérez.As part of the financing, the IDB will support Banco Atlántida in the development of green line eligibility criteria to determine the process for identifying, selecting, and monitoring green projects.“We are pleased to partner with the IDB and work together to achieve a positive impact in the Honduran competitive environment, promoting a more sustainable economy and investments with a strong economic base,” said Banco Atlántida Executive President Guillermo Bueso Anduray.Caribbean News Now Share Sharelast_img read more

Report: Iowa’s vaccination rates exceed regional & national averages

first_imgDES MOINES — Vaccination rates in Iowa rose between 2017 and ’18, according to a new report from the Iowa Department of Public Health.Don Callaghan, bureau chief of the state’s immunization program, says the vaccination rates for Iowa teens exceeded regional and national averages. “It’s definitely exciting to see the immunization rates coming up for adolescents in the state of Iowa, but we still have work to do in those areas,” Callaghan says. “We’re not at the national goal of 90% but we’re doing a lot better.”Last year, Iowa’s the rate for the Tdap vaccine, which covers diphtheria, tetanus and whooping cough, rose to 94%. That’s up six-tenths of a point from the previous year and is more than five full points higher than the national average and well above the regional average of 86.6%. The Iowa vaccine rates for HPV or human papillomavirus weren’t as stellar but are also improving.  “HPV rates have been climbing over the years and we’re doing really well in that now, too,” Callaghan says. “Fifty-five percent for a completion rate doesn’t sound all that great but we’re definitely up and we’re moving in the right direction. It’s really health care providers that are working to get these immunization rates up and parents who are really seeking these immunizations to protect their children.”Some parents don’t want their children vaccinated, which Callaghan says is an unfortunate choice for everyone involved. “Receiving immunizations not only protects the child but also protects the family and the community,” Callaghan says. “HPV vaccine is a cancer prevention vaccine so receiving HPV vaccine prevents you from contracting certain HPV-related cancers later on in life.”He says vaccines have the ability to protect Iowans of all ages from serious and sometimes deadly infectious diseases. It’s state law for children to have certain vaccines before they’ll be allowed to attend public schools. “Adolescents, there are two vaccines that are required that are included in the national immunization survey,” Callaghan says. “That is the Tdap and the meningococcal vaccine. If you do not have those vaccines, you cannot get into school. In Iowa, we also allow for a medical or religious exemption. That would be another option if your child does not receive those vaccinations.”The state is also doing well on its vaccinations for meningitis, which rose from 83.6% in 2017 to 89.2% in 2018 and was higher than the national (86.6%) and regional (80.9%) rates. Recent disease outbreaks across the country show that while vaccines are vital in preventing disease, he says many parents don’t use the life-saving tools to protect themselves, their families and their communities from preventable diseases.For more information from the CDClast_img read more