How I’d invest £5k in UK shares to earn a passive income

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Rupert Hargreaves | Sunday, 14th February, 2021 A passive income is an earning stream that doesn’t have to be worked for. There are many ways to create a passive income. From buy-to-let property to book royalties, passive income streams aren’t the exclusive right of the wealthy. I believe one of the best assets to buy for a passive income is UK shares.Indeed, unlike other assets, investing in shares is relatively straightforward. What’s more, it doesn’t require a massive amount of initial capital, like buy-to-let investing. This strategy might not be suitable for everyone. After all, profits are never guaranteed in the stock market.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Nonetheless, with an investment of just a few thousand pounds it’s possible to generate an income stream from the market. Although it may not be a revolutionary amount of money, it will still qualify as a passive income. That’s why I’ve a portfolio of UK shares designed with a single goal in mind. Generating a passive income. Passive income portfolio There are two strategies investors can use to generate a passive income from stocks and shares. Either buying stocks directly, or acquiring funds. Both approaches have their benefits and drawbacks. For example, buying funds can be a straightforward way to build a passive income portfolio quickly. However, many fund managers lag the market in the long term. What’s more, there’s always going to be a chance that a manager ends up causing investors losses. This is rare. But the Neil Woodford saga showed it could happen.Investment trusts are similar to equity investment funds. But, as they’re managed as companies, they’re also allowed to hold back a percentage of revenue every year to cover dividends in times of uncertainty. This proved to be incredibly useful last year.As UK shares across the markets slashed their dividends, many investment trusts maintained their dividend commitments by dipping into dividend reserves. This quality will not eliminate the risk of a dividend cut altogether, but it could minimise it. Two of my favourite dividend trusts, which I currently own, are Murray Income and Scottish Investment. UK shares for income The other investment strategy is to buy shares directly. This process can be a bit more challenging. Selecting individual dividend stocks isn’t easy. Last year, many companies that had been considered dividend champions for decades were forced to cut their payouts. That was a potent reminder to investors that nothing is ever guaranteed when investing.Still, I’m comfortable with this potential risk. One of the companies I own in my passive income portfolio is British American Tobacco. This company has one of the highest dividend yields on the market. It currently stands at 8%. This reflects the fact the company operates in the tobacco sector, which is seeing declining revenues. As such, the distribution is by no means guaranteed in the long term. The bottom line A portfolio of £5,000, comprised of the three investments outlined above, could yield 5.3%. That could give me a potential annual passive income of £263. It’s not much, but it is a start. Over time, thanks to the power of compounding, this figure should continue to grow as I reinvest my dividends.  Rupert Hargreaves owns shares in the Murray Income Trust, Scottish Investment Trust and British American Tobacco. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Rupert Hargreaves Image source: Getty Images Enter Your Email Address How I’d invest £5k in UK shares to earn a passive incomecenter_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997”last_img read more

Tottenham v Huddersfield line-ups: Spurs defender returns, two changes, Terriers duo back

first_imgEmbed from Getty ImagesTottenham defender Jan Vertonghen returns for the game at Wembley after being passed fit following an ankle problem.Victor Wanyama therefore drops to the bench with Eric Dier moving into midfield, while Son Heung-min comes in for Erik Lamela.Toby Alderweireld is still unavailable as he continues to recover from a hamstring injury.Huddersfield duo Philip Billing and Chris Lowe have been passed fit after injury and illness respectively and are among the Terriers’ substitutes.Tottenham: Lloris, Aurier, Sanchez, Vertonghen, Davies, Dier, Dembele, Eriksen, Alli, Son, Kane.Subs: Vorm, Trippier, Rose, Lamela, Wanyama, Sissoko, Moura.Huddersfield: Lossl, Hadergjonaj, Kongolo, Zanka, Schindler, Hogg, Williams, La Parra, Pritchard, Quaner, MounieSubs: Green, Smith, Malone, Billing, Lowe, Depoitre, Ince. Follow West London Sport on TwitterFind us on Facebookby Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksRecommended for youAspireAbove.comRemember Pauley Perrette? Try Not To Smile When You See Her NowAspireAbove.comUndoLifestly.com25 Celebs You Didn’t Realize Are Gay – No. 8 Will Surprise WomenLifestly.comUndoUsed Cars | Search AdsUsed Cars in Tuen Mun Might Be Cheaper Than You ThinkUsed Cars | Search AdsUndoTopCars15 Ugliest Cars Ever MadeTopCarsUndoezzin.com20 Breathtaking Places to See Before You Dieezzin.comUndoFood World Magazine15 Fruits that Burn Fat Like CrazyFood World MagazineUndoDrhealth35 Foods That Should Never Be Placed in the RefrigeratorDrhealthUndoHappyTricks.comHer House Always Smells Amazing – Try her Unique Trick!HappyTricks.comUndolast_img read more

Virgin Australia offers new international services

first_imgVirgin Australia has announced a new service between Perth and Abu Dhabi which will give Perth travellers excellent connections into Europe.The new three times weekly service is part of a major route restructure which also includes new flights and connections to the USA.Read Geoffrey Thomas on Virgin Australia’s new in-flight productQantas targets non-stop Sydney to Europe flightsThe Perth to Abu Dhabi service will launch on June 9, 2017 and will operate on Tuesdays, Fridays and Sundays outbound and Monday, Wednesday and Fridays inbound.The flight using the airline’s Airbus A330-200s with the new state-of-the-art interiors will depart Perth at 11.05pm and arrived in Abu Dhabi at 6.35am connecting with a host of Etihad Airways flights into the region, Europe and the US.Virgin’s three time weekly flight will supplement equity parter Etihad Airways daily afternoon service to Abu Dhabi with Boeing 787s giving the two airlines 10 flights a week.For the US Virgin Australia will reintroduce in April a five times weekly service from Melbourne to Los Angeles.Of particular interest to Perth travellers is a new timing via Brisbane to Los Angeles of 12.45pm ex Perth with an arrival in LA at 5.30pm the same day.This once a week connection will operate from April on a Sunday.     The airline however will drop its Sydney to Abu Dhabi service and those flights will be replaced with an increase in Etihad flights between the two cities.last_img read more

3 Free Video Editing Applications

first_imgPro video editing tools at a price everybody can afford – free!Although Final Cut Pro X and Premiere Pro are getting most of the love these days, there are a few other video editing options that provide a professional toolkit, but won’t cost you a dime. In this post we share 3 FREE video editing apps.As for paid professional apps, Adobe has been on top of the subscription model, including Premiere Pro in the Creative Cloud at a cost effective price of $49/mo. Final Cut Pro X costs a 1/3 of it’s previous price, now available from the Apple App Store for $299.99.  Lastly, Avid Media Composer will set you back $1,300 or $49/mo.So, how do the FREE alternatives hold up to their professional counterparts? Let’s take a look…DaVinci Resolve 11 LiteDaVinci Resolve started off as a color grading system, however that changed once Blackmagic Design purchased the system from JDS Uniphase Corporation in 2009. Since that time Blackmagic has been expanding the editing capabilities of the app with every release (along with more powerful color tools). Resolve 11 is the premiere color grading app it’s always been, but it also includes a comprehensive video editing toolset, similar to what you’d find in the paid NLEs we discussed above.DigitalTutors highlighted some of the recent video editing related additions to the app in their recent blog post:DR11 incorporates a updated edit index that can filter clips by flags and offline clips.A variety of different editing and trimming tools that increase the power and precision of editing clips.A new JKL trimming tool allows you to trim during playback, both forwards and reverse at different speeds.Transitions can be added through a drop down menu that’s accessible by right clicking between cuts within the timeline. The drop down menu contains preset options that can be changed by the user.The full version of Resolve 11 costs $995, however Blackmagic has made a free ‘Lite’ version of the application available with much of the same functionality as the paid version. In fact, all of the editing tools from the paid version are available in the Lite version (the biggest differences between the versions is missing 3D features and noise reduction).DaVinci Resolve Lite is available for both Mac and PC. Download at Blackmagic Design.Filmmaker Central has a detailed introduction to DaVinci Resolve Lite:EditShare’s LightworksLightworks is a professional video editing application created by Editshare. With the ability to edit 2K and 4K video, Lightworks has been used on several Oscar and Emmy Award winning productions such as Hugo, Mission Impossible, The Departed and Braveheart.While the functionality is impressive, Lightworks does have a steep learning curve. If you have no real experience with video editing applications then you’ll need to dive head first into the documentation and online tutorials (of which there are plenty).Lightworks is available on Windows, Linux and Mac. Download at LWKS.comHere is EditShare’s tutorial on creating a project in Lightworks:iMovieYou may be thinking “iMovie, really?”Yes, iMovie doesn’t have the toolset that Final Cut Pro X does. Yes, iMovie comes with EVERY Mac. Yes, iMovie has some really cheesy transitions and backgrounds! I hear what you’re saying! But iMovie’s interface and workflow is similar to just about every other professional non-linear video editing application. Successful video editing is, above all else, about storytelling and iMovie has everything you need to put together a story on a timeline base. Final Cut Pro X borrows some of it’s look and features from iMovie, so it’s a solid primer before you take the FCPX leap.iMovie is, and always will be, available on Mac only. It costs $14.99 as a stand alone app, but does come FREE with all new Macs.Which one of the FREE video editing apps do you like best? Do you know of other free solutions that did not make the list? Let us know in the comments below!last_img read more