Show Comments ▼ CONSULTANCY firm Imaginatik has been forced to call a general meeting after its former chief executive demanded the right to air a string of embarrassing allegations.Mark Turrell, who the firm says left by mutual agreement in June, called the meeting as Imaginatik’s biggest shareholder, with a 35 per cent stake.He is calling for Matt Cooper and Shawn Taylor to be axed as directors. He told City A.M. he will “focus on the abysmal financial performance” of the board, who he says forced him out of the firm.Turrell says he has lined up a replacement board and will call for a vote to be reinstated as chief executive.Sources close to Imaginatik told City A.M. the firm is confident it would win a vote even given Turrell’s holding. The board has urged shareholders to reject Turrell’s motions. The meeting will take place on 22 December. Imaginatik forced to call a shareholder meeting whatsapp KCS-content More From Our Partners Matt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comWhy people are finding dryer sheets in their mailboxesnypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comBill Gates reportedly hoped Jeffrey Epstein would help him win a Nobelnypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.com Share Tags: NULL whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailNoteabley25 Funny Notes Written By StrangersNoteableySerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBetterBe20 Stunning Female AthletesBetterBeHistorical GeniusHe Was The Smartest Man Who Ever Lived – But He Led A Miserable LifeHistorical GeniusMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesElite HeraldExperts Discover Girl Born From Two Different SpeciesElite Herald Monday 6 December 2010 8:13 pm
Email Address Affiliates Subscribe to the iGaming newsletter “We have used the intervening period to address RAiG’s work programme for next year with the pending review in mind. I would like to take this opportunity to thank everyone involved at RAiG who, from the first day, have been extremely helpful and supportive.” Topics: Marketing & affiliates Social responsibility Affiliates People moves Cian Nugent to replace Clive Hawkswood as RAiG chair “During the Autumn I advised the RAiG board that I intended to step down as its chair,” Hawkswood explained. “Given my other commitments it was clear to me that I would not have the time to do full justice to the role once the government’s gambling review got into full swing.” Members noted, however, that their support would be conditional upon seeing more detail as to what such a system would entail, and having a better understanding of the benefits it would provide for consumers. “I’m pleased to be able to represent our industry during the crucial next phase in the development of policy and regulation of the gambling sector,” Nugent said of his new role. RAiG said it is also appointing a new advisory team to assist with its responses to the government’s upcoming review of the Gambling Act, as well as wider political engagement to ensure the industry is better understood in government. Hawkswood has chaired the association since it was formed by founding members Racing Post, Oddschecker and Better Collective in May 2019. “Our focus will be on education and lobbying and engaging constructively with the government and interested politicians,” he said. “Affiliates play a key role in providing enjoyable and safe environments for consumers – facts which we want to see recognised in any new laws governing our industry.” Trade association Responsible Affiliates in Gambling (RAiG) has announced that its current chair Clive Hawkswood is to step down from the role, with the Racing Post’s Cian Nugent named his replacement. In June last year, RAiG members expressed support for an affiliate licensing regime in Great Britain, having conducted a thorough internal review of existing social responsibility and responsible gambling standards. Regions: UK & Ireland 12th January 2021 | By Conor Mulheir His replacement, Cian Nugent, serves as managing director of racing for affiliate and media business the Racing Post. He previously worked for betting exchanges Matchbook and Entain’s Betdaq. Any system introduced would not need to be expensive or burdensome, it said, and would only supplement an extensive range of regulations with which affiliates are already expected to comply. Tags: Responsible Affiliates in Gambling RAiG On the review of the Gambling Act, Hawkswood encouraged all in the affiliate sector to get behind RAiG and be involved with the review. He pointed out that established industry practices which did not exist in their current form when the Act was written in 2005 are now likely to come under scrutiny. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter
You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitter Support conservation and fish with NEW Florida specialty license plate Inspiration Please enter your name here Save my name, email, and website in this browser for the next time I comment. Please enter your comment! By Scott Sauls, Christ Presbyterian ChurchNot too long ago, our church’s executive director, Bob Bradshaw, took our staff through a Myers-Briggs related exercise. Part of the exercise included noting some well-known people who share our specific personality types. As an INFJ type, I discovered that I share personality traits with both Jesus and Gandhi.My first thought was that prior to this exercise, I had not known that Jesus and Gandhi took the Myers-Briggs! (Ha) My second thought was one of curious bewilderment, because another, much less noble figure was also identified as an INFJ. His name was Adolf Hitler.This exercise points out what the Bible says about the human condition. In each of us, there is potential for heroic love and potential for unspeakable evil.I look back on my days in seminary with great joy and awe as I see how God has used many of my classmates for good. Two of them are pastors with me. Another of them worships at our church and has spent almost two decades impacting college students at the university where he serves, as well as nationwide. Other former classmates have become authors, teachers, counselors, pastors, and thought leaders.Sadly, there are also a few from our class whose stories have included adultery, divorce, abandoning their families, using illegal drugs, and leaving Christianity altogether.It grieves me to see the moral collapse of those alongside whom I had once studied, prayed, worshiped, served, loved, and dreamed about the future of Christianity. It is sad to realize that not all of your friends are destined to finish well. It’s also a bit scary, to be honest.This reminds me of a story I once heard about a famous pastor, told by his former intern. One time at a staff meeting, the intern recalls the famous pastor telling the entire staff that Satan has the power to tempt him in any number of ways, but that there is one area of his life that Satan will never touch: his marriage.According to the intern, the famous pastor was caught in bed with a mistress less than one year after that staff meeting.For pastors and all leaders, stories like these should cause us to pause and humbly admit our weaknesses and temptations. It is not only ancient biblical accounts that tell us how frail we are. It is also the stories of moral collapse “from the top” that happen every single day—even among the most well-intended Christian leaders. There is potential in every leader, even the most virtuous ones, to become caught in unimaginable transgression.Think about it. If Abraham, the father of all who have faith, could offer his wife up twice to be sexually used by unsavory men in order to save his own hide, aren’t we also capable of protecting ourselves at the expense of others? If Jacob, the father of the twelve tribes of Israel, could for many years live a lie concerning his birthright, aren’t we also capable of becoming liars? If Rahab, who is listed as an ancestor of Jesus, gave up her body as a prostitute, aren’t we also capable of immoral thoughts and behaviors? If Peter, one of the twelve Apostles and writer of two New Testament letters, could fall into xenophobic, exclusive behavior after Jesus had restored him to ministry because he was afraid of what other xenophobes might say, and if Barnabas, widely known as “the son of encouragement,” could stumble right alongside him, aren’t we also capable of excluding those whom Jesus embraces? If King David, who gave us beautiful worship poetry in the Psalms and who was identified by the Lord as “a man after God’s own heart” could abuse his power by forcing Bathsheba—the daughter of one of his most loyal friends—to sleep with him and then scheming to have her husband, also a loyal friend, killed to cover it up, aren’t we also capable of abusing our power to get from others whatever we want?To these we could also add many of the titans from church history. John Calvin participated in the execution of a man, whose crime was disagreement with Christian doctrine. Martin Luther made statements that were racist and anti-Semitic. Jonathan Edwards owned slaves until the day he died. Martin Luther King, Jr. was unfaithful to his wife as he traveled the country preaching from the Bible and leading the Civil Rights Movement.On the one hand, I find the stories of such leaders strangely encouraging. If there is hope for these, then there is also hope for someone like me. On the other hand, their stories, their foolishness and their sin should instruct us and help us live differently. Their stories teach us the importance of guarding our hearts, because our hearts, especially when we think we are not vulnerable or susceptible to sin, are more vulnerable and susceptible than ever.Let anyone who thinks that he stands take heed, lest he fall. No temptation has overtaken you that is not common to man (1 Corinthians 10:12-13).Are you someone–perhaps a leader–who thinks s/he is not vulnerable? Are you like the person who looks at the acorn and thinks that such a little thing could never become an oak tree, or a forest, or a forest fire? The sin in our hearts is the acorn. It has the power, if not crushed, to germinate, to become a sprout, and then a tree, and then an entire forest.This is in part why Jesus warned in the Sermon on the Mount not only against adultery, but against lust in the heart. This is also why he warned not only against murder, but against a grudge in the heart. Because every adulterous fling begins with a “harmless” thought or glance, and every murderous rampage begins with an itsy bitsy grudge.So then, wherever our hearts are vulnerable, it is essential to crush the acorn before it becomes a sprout; to dig up the sprout before it grows into a tree; to chop down the tree before it becomes a forest; to plow the forest before it takes over more and more land.God said to Cain, “Sin is crouching at your door, and you must master it.” Master the sin, Cain, lest the sin gain mastery over you. Crush the sin, Cain, lest the sin end up crushing you and those around you.As the wise Puritan, John Owen said, “Always be killing sin, or sin will be killing you.”And then there is Pink, the rock star, who sings words that should be a daily refrain for every leader—or human being, for that matter—who is self-aware:I’m a hazard to myself.Don’t let me get me.God have mercy on us. God protect us. God save us from ourselves. The Anatomy of Fear Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 TAGSInspiration Previous articleLong live the King…Next articlePreserving and revitalizing neighborhoods in three easy steps Denise Connell RELATED ARTICLESMORE FROM AUTHOR LEAVE A REPLY Cancel reply
The Anatomy of Fear LEAVE A REPLY Cancel reply Increased funding and eased restrictions provide more flexibility for seniors in Orange and three other countiesFrom the Senior Resource AllianceThe Emergency Home Energy Assistance for the Elderly Program (EHEAP) recently expanded its eligibility requirements to include households with an applicant age 60 or older and at least one household member who is receiving one or more of the following benefits:• Temporary Assistance for Needy Families (TANF)• Supplemental Social Security (SSI)• Supplemental Nutrition Assistance Program (SNAP)This expansion now allows for households that may not have previously met EHEAP’sincome requirements to qualify as “categorically eligible” for energy bill assistance. EHEAP, which is 100% federally funded through a grant by the U.S. Department ofHealth and Human Services, helps qualifying seniors pay energy bills in an emergency.“Although some sectors of the economy are starting to bounce back, our seniors stillneed our help,” said Karla Radka, President and CEO of Senior Resource Alliance(SRA), the organization overseeing EHEAP applications. “Our priority is to provideassistance to as many senior households as possible – and we are grateful to the statefor expanding these eligibility requirements to accomplish that goal.”Through March 31, qualifying seniors are now eligible for up to $3,500 of assistancewith multiple energy bills while funds are available. EHEAP applications are beingprocessed directly by three SRA partner agencies: Osceola Council on Aging inOsceola and Orange counties; Meals on Wheels, Etc., in Seminole County; and BrevardAlzheimer’s Foundation in Brevard County.Additional qualifications for EHEAP include:• Applicants must be age 60 or older and reside in a home located in one of thefollowing counites: Orange, Seminole, Osceola or Brevard.• Energy bill does not need to be in the elder’s name, but the elder will need toprovide proof of residence, such as a driver’s license or other identification.• Applicant must be experiencing a home energy crisis, such as disconnection,delinquency or past due bills.• Applicants who meet the new eligibility requirements must provide proof of TANF, SSI or SNAP benefits, such as an award letter, in addition todocumentation of total household income.Those interested in applying should contact the Osceola Council on Aging in Osceola and Orange County at (407) 846-8532; Meals on Wheels, Etc., at (407) 333-8877; or Brevard Alzheimer’s Foundation at (321) 253-4430. For more information about SRA and its services, please visit SeniorResourceAlliance.org.Serving the community since 1995, The Senior Resource Alliance (SRA) is the Area Agency on Aging of Central Florida, which covers Brevard, Orange, Osceola, and Seminole Counties. SRA works in partnership with nine partner agencies, including the Alzheimer’s & Dementia Resource Center, Aging Matters in Brevard, Brevard Alzheimer’s Association, Informed Families, Legal Aid Society of the Orange County Bar Association, Inc., Meals on Wheels, Etc., Seniors First, Share the Care and Osceola Council on Aging. The agency is the local resource for accessing the many services and programs of the state and federal government available to senior citizens, their caregivers and family members. SRA is also an objective clearinghouse for information and services offered by local, state and national organizations. For more information, visit SeniorResourceAlliance.org. You have entered an incorrect email address! Please enter your email address here Support conservation and fish with NEW Florida specialty license plate Save my name, email, and website in this browser for the next time I comment. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your comment! TAGSApplicationEmergency Home Energy Assistance for Elderly ProgramEnergy Bill AssistanceHouseholdNutritionSenior Resource AllianceSeniorsSupplemental Social SecurityTemporary Assistance Previous articleFlorida study: $5 billion return on $423 million affordable housing investmentNext articleAfter the rediscovery of a 19th-century novel, our view of black female writers is transformed Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your name here Share on Facebook Tweet on Twitter Photo by CDC on Unsplash
TCU places second in the National Student Advertising Competition, the highest in school history Twitter Taylor Wirtz Angle also said that customers are attracted to the shop’s happy and welcoming atmosphere.“When you think about your target market, store design aesthetics are very important because you want consumers to feel good in that space,” she said. “You want them to be able to walk in there and feel like ‘this is a good space for me to relax, to think about life, to have conversations with friends, to bring family’. So I think it’s very important, especially when it comes to something that like ice cream, you want people to feel good about just sitting there and enjoying it and sharing that experience.” Melt is open Tuesday through Sunday. Visit its website for specific hours. + posts Taylor Wirtzhttps://www.tcu360.com/author/taylor-wirtz/ Melt Ice Cream’s new location on Magnolia has brought new advertising appeals to the company. (Jocelyn Sitton / TCU360) World Oceans Day shines spotlight on marine plastic pollution printSince coming to TCU, you may have noticed a lot of Instagram pictures featuring a certain yellow wall. Fort Worth’s own Melt Ice Cream shop has managed to turn the color into an effective marketing strategy.The shop, located on Magnolia Avenue, attracts visitors and locals alike with its bright yellow brick wall, which serves as the perfect backdrop for pictures.Because of a large amount of Instagram pictures posted in front of the shop by customers, Melt has gained a steady source of free advertising.Junior nursing major Maggie Hirtz, a first-time customer, said she would never have heard of the shop if she hadn’t seen it in all her friends’ photos.Junior Maggie Hirtz poses for a picture during her first trip to Melt. (Photo by Katherine Shepherd)“I’ve always seen the yellow wall in the Instagram photos and so I wanted to give it a try,” Hirtz said.The yellow brick serves as a great backdrop, but there may be even more to its appeal than just that.Sarah Angle, a lecturer in the strategic communication department, said the meaning behind the color itself could be attracting customers.“Yellow is a happy color. So if you looked at the psychology of colors and color schemes, yellow is very happy,” Angle said. “And also, when you put anything else against yellow it’s really going to pop.”Angle said the wall and its social media presence are a smart way to market the business due to its wide audience reach and low cost.“They utilize social media really well,” she said. “Their photography is beautiful, their Instagram posts are really cool because Carrie, one of the co-owners of Melt, used to be a photographer. So I think she really understands how to use color and space in Instagram posts and Facebook to really create a brand presence that symbolizes Melt and everything they do.” Taylor Wirtzhttps://www.tcu360.com/author/taylor-wirtz/ Linkedin ReddIt Fashion merchandising’s hidden asset Students organize concert benefiting Cook Children’s TAGSembedded photo – instagramphotosquiz – interactive Facebook Panhellenic gives sorority recruitment a makeover Taylor Wirtzhttps://www.tcu360.com/author/taylor-wirtz/ Previous articlePolitical involvement remains low among TCU studentsNext articleStudents attend lecture about significance of Latino voters in 2016 election Taylor Wirtz RELATED ARTICLESMORE FROM AUTHOR Linkedin Twitter TCU junior markets jewelry line through Instagram ReddIt Facebook Taylor Wirtzhttps://www.tcu360.com/author/taylor-wirtz/ Welcome TCU Class of 2025
Katie Colemanhttps://www.tcu360.com/author/katie-coleman/ printFour giraffes strolled around a large, enclosed area behind Ardon Moore, the president of the Fort Worth Zoological Association, as he announced the Fort Worth Zoo’s new $100 million capital campaign called “A Wilder Vision.”“As you know, the zoo likes to think big and bold, but that is big and bold even for us,” Moore said.The zoo’s chief fundraiser Ramona Bass raised $90 million of the $100 million campaign before the announcement.Moore said the money so far has come from private donors.“Due to the generosity of a lot of families, foundations, and individuals in Fort Worth who continue to be so supportive of the zoo and of Fort Worth in general, we’re happy to announce today that out of that $100 million, we have raised $90 million,” Moore said.A Wilder Vision, a new initiative at the zoo, will be implemented in multiple stages. The first stage, “African Savannah,” is projected to open in 2018.“Savannah will imitate the natural ecosystem of east Africa where diverse species roam freely together with one of what we hope to be the largest giraffe herd in the nation,” said the zoo’s executive director Michael Fouraker.One giraffe looked on intently while Fouraker described the zoo’s plan to have an observation deck where guests will stand eye to eye with the giraffes and feed them.Bass fed a giraffe herself at the event and invited others to join her.A taste of what’s to come: Ramona Bass feeds giraffes at Fort Worth Zoo“We began this plan quite a number of years ago,” Bass said. “Most importantly, the births of our two baby elephants and our incredible breeding success with the southern black rhinos–one of the most critically endangered mammals–necessitated this plan. We really didn’t have a choice.”The second stage, “Elephant Springs,” is projected to open in 2020.Fouraker said “Elephant Springs” will have a 500,000-gallon pool for the elephants.“‘Elephant Springs’ will nearly triple the size of our endangered Asian elephant herd,” Fouraker said. “And this is so important because Asian elephants are critically endangered.”Additionally, the zoo plans to move and improve the lion exhibit and renovate “Asian Predators” by 2022.“We’re going to be adding cheetahs, African leopards, wild dogs, and it will all be located around this lion exhibit,” Fouraker said. “And then a renovated Asian predators, striped hyenas and tigers, will be joined by clouded leopards and other Asian bird species.”Moore publicly thanked city officials who made the campaign possible, including Mayor Betsy Price, City Manager David Cooke, and Parks Director Richard Zavala before he introduced Bass.“Most of y’all are wondering how in the heck do you raise $90 million in a $100 million campaign. Do you have a superhero?” Moore said. “We do. We have a superwoman. I couldn’t get her to put on her cape today: Ramona Bass.”The Fort Worth Zoo charity was given a score of 86.76 out of 100 by Charity Navigator because it spends 80.5 percent of the money raised on the programs and services it delivers and 16 percent on administrative expenses.The score is based on accountability, transparency, and financial performance.“We are now embarking on really the most important part of the campaign, and that is the public completion phase,” Moore said. “The community completion phase is so important to us because frankly, we would not be here without the public. This is their zoo, and we are here because of them in partnership with the city to manage that zoo for them.”The Fort Worth Zoological Association presents a model of their plan for “African Savannah.” Katie Coleman Previous articleA cappella groups will perform Monday nightNext articleMcCart Avenue crash results in home damage Katie Coleman RELATED ARTICLESMORE FROM AUTHOR Katie Coleman is a senior in news and media studies. Abortion access threatened as restrictive bills make their way through Texas Legislature Website| + posts Twitter Facebook Kimiya International talks about sex trafficking in DFW Katie Colemanhttps://www.tcu360.com/author/katie-coleman/ Twitter Linkedin Facebook Katie Colemanhttps://www.tcu360.com/author/katie-coleman/ ReddIt Thousands of people march through downtown Fort Worth for human rights Fort Worth Muslim community seeks unity and outreach over fear Linkedin Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Katie Colemanhttps://www.tcu360.com/author/katie-coleman/ Parks department plans to restore neglected neighborhood ReddIt Fort Worth set to elect first new mayor in 10 years Saturday
The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Brian Honea Related Articles Home / Daily Dose / Freddie Mac CEO Says Future Is Bright Despite No Plans to End Conservatorship Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News, Secondary Market Tagged with: Conservatorship Freddie Mac Secondary Mortgage Market Sign up for DS News Daily On making the system better for the taxpayer, Freddie Mac has become aggressive in the field of credit risk transfer in the last two years in order to reduce taxpayer exposure to mortgage risk.“Depending upon how you measure it, in single-family, we are selling off in the range of 2/3 or 3/4 of the non-catastrophic risk,” Layton said. “Single-family risk transfer was zero a few years ago by comparison. Now it’s a fast-moving field.”Layton said Freddie Mac has perhaps accomplished more in the last few years than in the last decade with the push to achieve the three missions he spoke of in the commentary.“But we’re not resting on our laurels,” he said. “We’re laser-focused on getting better as a company and aggressively improving ourselves. And, with FHFA taking the lead, on making the entire housing finance system better.” Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. October 22, 2015 4,939 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post Previous: Mortgage Industry Harmed by Increased Regulation, Survey Finds Next: Wells Fargo Cuts Nearly 500 Mortgage Jobs Due to Distressed Inventory Reduction Freddie Mac CEO Says Future Is Bright Despite No Plans to End Conservatorship Servicers Navigate the Post-Pandemic World 2 days ago Possibly in response to several top government officials in the housing space publicly stating this week that the FHFA’s 7-year-old conservatorships of Fannie Mae and Freddie Mac would not end during the Obama Administration, Freddie Mac CEO Donald Layton published a commentary on the GSE’s website Thursday outlining “Freddie Mac’s Plans for the Future.”Government officials such as Michael Stegman, President Obama’s top adviser on housing policy, and Antonio Weiss, Counselor to the Treasury Secretary, have both stated this week that the conservatorships would continue for at least another year and four months until the next president takes office. Layton made it clear in his commentary, however, that he is focused on making a better mortgage market for the customer and making the system better for the U.S. taxpayer through more credit risk transfer.Layton said Freddie Mac had moved on from the “early-years conservatorship mindset,” which saw the Enterprise being hesitant to take action while it waited for instructions from the government. Now, Layton said, “[w]e’re firmly facing the future, not the past.”Freddie Mac’s charter says the Enterprise’s mission is to help families by being a great market participant in the U.S. mortgage markets dedicated to the “liquidity, stability, and affordability” of those markets, and to be innovative in doing it—helping families whether they rent or own, according to Layton.“In the past, our ‘affordability’ mission was focused mainly on meeting the narrowly-defined affordable goals set by the government,” Layton said. “Now, we view the ‘affordability’ clause in our Charter very broadly, in fact as a ‘community mission,’ This covers classic affordability as well as other things like broad access to credit, foreclosure alternatives (which hardly existed pre-2008), and other community-focused priorities.”Layton cited as an example of this the 97-percent LTV product offered by Freddie Mac that allows buyers to purchase mortgages with 3 percent down payments—and it has been done responsibly and with acceptable credit quality, he said. As a result, the Enterprise has done thousands of loans—more than expected—with this product. Layton also cited Freddie Mac’s partnership with Quicken Loans, announced earlier this week, which is aimed at developing products aimed at satisfying the housing needs of low- to moderate-income borrowers, first-time homebuyers, and millennials.“We’re laser-focused on getting better as a company and aggressively improving ourselves. And, with FHFA taking the lead, on making the entire housing finance system better.”—Donald LaytonAs for the mission of helping the customer, Layton credits the efforts of Dave Lowman, head of Single-Family Business at Freddie Mac, and his team with increasing customer satisfaction. In 2008, only 16 percent of Freddie Mac’s single-family business came from lenders outside the top 10 in the country. But that has changed in the last few years.“We rolled up our sleeves and began to focus on middle-sized and smaller customers,” Layton said. “We added salespeople and newer service models because one size does not fit all. Today, aided of course by market trends favoring smaller lenders, we’ve tripled that 16 percent to about 50 percent.” Subscribe The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Conservatorship Freddie Mac Secondary Mortgage Market 2015-10-22 Brian Honea Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago
Javier Cantellops(HONOLULU) — A woman missing for over two weeks in the Makawao Forest Reserve on Maui, Hawaii, has miraculously been found alive, a family friend and rescuer confirmed to ABC News.Amanda Eller had been missing for 16 days when she was found in good condition at about 5 p.m. local time.“We found her in a stream bed, she was waving up at us while we were in the helicopter, and we got her out nice and safe,” Chris Berquist, who was in the helicopter, told ABC News Radio late Friday. “She was not injured. She has a little bit of exposure from the sun, a little bit of sunburn. She lost her shoes a few days in. But no injuries.”Photos shared by one of the rescuers showed ugly burns to Eller’s feet and ankles.Eller, 35, disappeared after apparently going for a hike on May 8. Her boyfriend was the last person to see Eller, a yoga teacher and physical therapist, on that morning, but when she did not return home he reported her missing to police on May 9.Eller’s SUV was found Thursday, not long after she’d been reported missing, at the base of the Kahakapao Trail.Sarah Haynes, a friend who ran the “Find Amanda” Facebook page organizing the search, told ABC News that Eller was located by a search helicopter Friday afternoon in a ravine near Twin Falls. Eller was able to flag down the helicopter, Haynes and Berquist said.Eller was in good condition, considering the circumstances, and spoke to her father via the helicopter. She was met by an ambulance at the helipad and taken to Maui Memorial Hospital.“She was very alert, she knew her father’s phone number, she knew who she was, where she was, knew exactly how long she had been out there — very surprised to see us,” Berquist said. “I’ve never felt something quite that overpowering.”Haynes said her friend had been living on water and plants.“She was in deep deep H’aiku,” Berquist said. “She was several miles above Twin Falls, over in deep H’aiku, way off the beaten track.”Earlier in the day, just hours before she was found, the reward for finding Eller was raised to $50,000.“I haven’t seen [the family] yet, but while I was assessing her up [another rescuer] made the call to the father and let him know. I think there was some disbelief there — ‘Are you serious? You really found her?’ — and then just explosions on both ends,” Berquist said.Her boyfriend, Benjamin Konkol, told ABC News on May 16 that he believed she was still in the forest and did not suspect foul play.“She’s my soulmate, she’s the love of my life and I feel that she’s still out there. … I’d really like to stop spending my evenings alone and have my love back,” he said at the time.Her family and friends had feared the worst, despite holding out hope she would be found.“It’s been a normal range of emotions, of being fearful that the worst could happen,” Julia Eller, Amanda’s mom, told Honolulu ABC affiliate KITV last week. “I don’t want to be there. I do firmly believe that Amanda is still alive, but occasionally those doubts creep in and I try to dispel them as I can.”Copyright © 2019, ABC Radio. All rights reserved.